Borrowing money
Now you have thought about the pros and cons yourself, here are some other considerations to help you reach a decision.
Time
The lender will advise Beth on the pay-back period - say two or three years.
Requirements
She will need to be over 18, pass a credit check and then sign a loan agreement with the lender.
Interest
She will have to pay interest on the loan, and should check the rates to see how they compare with other options.
Risk
She will risk getting a bad credit rating if she misses payments.
Further points to consider
How big a financial commitment is it to borrow money over a long period?