Borrowing money
Now you have thought about the pros and cons yourself, here are some other considerations to help you reach a decision.
Time
Beth could have a long, or possibly unlimited, time to pay the loan back, if her parents can afford this.
Requirements
A loan from her parents is an informal agreement with no official penalties.
Interest
Her parents are less likely to charge her interest.
Risk
Beth’s parents may feel that they should be consulted or have a say in other financial decisions Beth makes while she owes them money.
Further points to consider
Do you think Beth might be less committed to repaying the loan and more likely to skip payments to her parents rather than one of the other options?